Commercial Trucking Liability (Primary) is a basic and required coverage for all commercial trucking and transportation companies of all sizes. This protects your company from claims against property damage and bodily injury resulting from your trucking and commercial auto operations. If you are caught driving without this liability coverage, it will result in fines, suspensions and other major consequences.
For trucks greater than 10,000LBS, the FMCSA requires the minimum amount of primary liability coverage:
It is also important to understand that your commercial trucking liability (although primary), is not the same thing as general liability for your business operations. General liability will cover your business from accidents that happen when you are not on the road.