The coverages that round out a complete policy.
GAP, umbrella, hired/non-owned, on-hook, oversize and heavy haul, pollution, and the endorsements that close the gaps between your major policies. The details that separate adequate coverage from complete coverage.
Prefer to talk it through? Call (954) 953-4845In short
Additional trucking coverages are the specialized endorsements and policies that close the gaps between primary liability, physical damage, and cargo, including umbrella/excess, contingent cargo, hired and non-owned, on-hook (tow), passenger liability, uninsured/underinsured motorist, GAP, oversize and heavy haul, pollution, and medical payments.
What it covers
The protection this policy actually puts in place.
- Umbrella / excess liability above your primary limits
- Contingent cargo, hired and non-owned, and non-owned trailer physical damage
- On-hook / tow truck cargo, passenger liability, and uninsured/underinsured motorist
- Oversize and heavy haul, concrete pumper, pollution, GAP, rental reimbursement, and medical payments
Who needs it
Is this coverage for your operation?
Fleets that want no gaps. The major policies, liability, physical damage, cargo, do most of the work, but the space between them is where an operation gets caught out. These endorsements exist to close those gaps, and which ones matter depends entirely on how you run.
Specialty operations especially, tow, oversize, heavy haul, concrete pumper, long haul, passenger transport, need coverages built for their exposure. If you need something not listed here, ask; we place it.
Why Road Ready for additional coverages
The difference is how we place it.
This is where a specialist agent earns their keep. We do not bolt on endorsements to pad a premium, we look at your operation and recommend only the ones that address a real exposure for your fleet.
As your operation changes, new financing, new equipment, new lanes, we revisit these at renewal so your coverage keeps pace instead of drifting out of date.
Common questions
Straight answers on additional coverages.
Related coverage
Coverages that often ride alongside this one.
Ready to review your additional coverages?
Talk to an agent who specializes in trucking. We will review your operation and place coverage with no gaps and no padding.