When should I use single trip cargo instead of raising my annual limit?

Use it when a high-value or unusual load is a one-off. If you are regularly hauling above your limit, it is cheaper to raise the annual policy. Your agent will tell you which is the better economics for your pattern.

How quickly can single trip coverage be issued?

Often the same day. Because these loads are usually time-sensitive, we prioritize returning multiple quotes and getting the certificate in your hands fast.

What information do you need to quote a single trip policy?

The commodity, its value, the origin and destination, and the pickup date. With those we can place coverage matched to the trip.

One load, one policy, when you need it.

Single Trip Cargo covers a one-time, high-value, or out-of-profile load that your standard policy does not, without changing your annual coverage.

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Single Trip Cargo insurance, illustration

In short

Single Trip Cargo insurance protects one specific load from point A to point B against accident, theft, natural disaster, and other transit events. It lets brokers and carriers accept a high-value load without changing their annual policy, and Road Ready typically returns quotes the same day.

What it covers

The protection this policy actually puts in place.

A single high-value load that exceeds your standard cargo limit

One trip from point A to point B, accident, theft, natural disaster, and transit events

A one-off commodity or route outside your normal annual profile

Spike coverage for sudden surges in demand or unexpected high-value orders

Who needs it

Is this coverage for your operation?

Brokers and carriers who occasionally take a load worth more than their annual cargo limit, or a commodity outside their normal profile. Rather than raising your annual premium for a one-time need, single-trip coverage answers for that specific load and then goes away.

It also suits seasonal operations and anyone who wants to confidently accept a high-value load without worrying about their annual coverage limit.

An agent arranging single-trip cargo coverage for a high-value load

Why Road Ready for single trip cargo

The difference is how we place it.

The whole point of single-trip cargo is speed, you usually need it because a lucrative load is on the table now. We return multiple quotes the same day so you can book the load with the certificate in hand.

We also make sure the single-trip policy actually covers the commodity and value in question, so a high-stakes load is not riding on assumptions.

Common questions

Straight answers on single trip cargo.

Related coverage

Coverages that often ride alongside this one.

Motor Truck CargoProtection for the freight you haul, often worth more than the truck itself.

Reefer BreakdownRefrigerated haulers, covered when the unit fails and your load suffers.

Commercial Trucking LiabilityFoundational coverage protecting against claims from accidents involving bodily injury or property damage.

See all coverage options

Ready to review your single trip cargo?

Talk to an agent who specializes in trucking. We will review your operation and place coverage with no gaps and no padding.

Start Your Quote Or call us at (954) 953-4845