What is a BMC-84 bond?

The BMC-84 is the $75,000 surety bond the FMCSA requires of freight brokers and forwarders. It guarantees you will pay carriers and shippers as agreed. Without it, the FMCSA will not grant or maintain your broker authority. (A BMC-85 trust fund is the alternative way to satisfy the same requirement.)

How much does a freight broker bond cost?

You pay a percentage of the $75,000 face amount, commonly 1% to 10% per year depending on credit and financials, because a bond functions as a form of credit. Strong credit lands near the low end. We shop it to get your best rate.

What other transportation bonds can you place?

Beyond the BMC-84, we place FMCSA bonds, highway bonds, US Customs bonds, OTI and NVOCC bonds, oversize and overweight permit bonds, household goods carrier bonds, and other surety bonds. If you need one not listed, ask.

The bonds that keep your authority active.

BMC-84, freight broker, FMCSA, highway, and surety bonds, the financial guarantees regulators and partners require to operate. We place the bonds that keep your authority in good standing.

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Transportation Bonds insurance, illustration

In short

A transportation bond is a guarantee from a surety that you will meet your obligations, pay carriers, follow regulations, or perform under a contract. Freight brokers must file a $75,000 BMC-84 bond with the FMCSA. Bond pricing is credit-based, typically a small percentage of the bond amount per year.

What it covers

The protection this policy actually puts in place.

BMC-84 (and BMC-85) freight broker surety bonds, the $75,000 FMCSA requirement

FMCSA authority bonds, highway bonds, and US Customs bonds

Specialty filings: OTI, NVOCC, oversize/overweight permit, and household goods carrier bonds

Surety guarantees that protect the carriers and shippers you do business with

Who needs it

Is this coverage for your operation?

Freight brokers and forwarders required to file a $75,000 BMC-84 bond with the FMCSA, and motor carriers who need surety filings to obtain or maintain operating authority. A bond is essentially a surety guaranteeing that you will perform or pay as your obligations and regulations require.

Because bonds work like a form of credit, approval and pricing depend on your creditworthiness and business financials. We access a range of surety markets to fit your profile.

Bond and filing paperwork prepared for a trucking authority

Why Road Ready for transportation bonds

The difference is how we place it.

Bond pricing turns on personal credit and business financials, and the range is wide. We shop the surety markets to get you a rate that reflects your actual profile rather than a one-size default.

We coordinate the bond with the rest of your filings so your authority comes together on one timeline instead of stalling on a missing piece.

Common questions

Straight answers on transportation bonds.

Related coverage

Coverages that often ride alongside this one.

Commercial Trucking LiabilityFoundational coverage protecting against claims from accidents involving bodily injury or property damage.

Additional CoveragesGAP, rental reimbursement, tow and labor. The add-ons that complete the policy.

Single Trip CargoOne-time high-value load coverage without binding a full annual policy.

See all coverage options

Ready to review your transportation bonds?

Talk to an agent who specializes in trucking. We will review your operation and place coverage with no gaps and no padding.

Start Your Quote Or call us at (954) 953-4845